Transparency Gives Us Clarity

Scroll down to dive deep into our refund history, financials and overall performance as a co-operative.

Our Annual Reports

We believe that when the co-operative's updates are freely available, our members can feel confident and inclusive with the decisions they make.

Our Annual Reports

We believe that if the co-operative's happenings are freely available, our members will feel completely on board with decisions they make.


Our Refund Track Record Tables

For the last 20+ years, we have been refunding premiums back to our members on fully insured life and health & dental benefits.

Our Auditing Process

Every year we invite auditors to complete a full audit of theco-operative's financials to ensure every penny is accounted for.

Our Auditing Process

Every year we invite auditors to complete a full audit of theco-operative's financials to ensure every penny is accounted for.

2019 Auditor Report

2018 Auditor Report

2017 Auditor Report

2016 Auditor Report

2015 Auditor Report

2014 Auditor Report

2013 Auditor Report

Our Board of Directors

Our board of directors are composed of 12 members who vote on key decisions affecting the co-operative.

Directors can apply to join but are ultimately voted in by a winning majority. Directors must be current Beneplan members and are entitled to 1 vote during each voting round.

The average tenure of each director is 3 years.

Ian Torrance

VP of P. K. Douglass Inc.

Chair of the Board.

Emma Horgan

Chief People Officer of Questrade

Beverly Ferguson

VP of Chantler Packages Inc.

Nomination Committee

Colleen Musalem

CFO, Cana-Datum Moulds

Finance Committee

Antero Elo

CEO, Finnish Credit Union

Governance Committee

Jennifer Osborn

VP, Lawrie Insurance Brokers

Nomination Committee

Arun Srivastava

CEO of Paystation Inc.

George Zeni

VP, Clover Tool Industries

Nomination Committee

George DiPede

President, North Rock Group

Governance Committee

Nick Moscella

President, Forbes Hewlett Transport

Governance Committee

Joe Guerreri

President, St Andrews Insurance Brokers Inc.

Governance Committee

Open Board Positions

We strive to achieve accountability and 100% transparency by involving our customers to take part in key decisions affecting the co-operative.

Available Opportunities

We currently have open positions in our board and are always accepting interested candidates. Please send your interest to careers@beneplan.ca

Client Services

Job Title goes here

At the end of every fiscal year, all profits are distributed appropriately to mem

See Report >
Client Services

Job Title goes here

At the end of every fiscal year, all profits are distributed appropriately to mem

See Report >
Client Services

Job Title goes here

At the end of every fiscal year, all profits are distributed appropriately to mem

See Report >

Have Questions?

Reach out to our team directly below and we'll be get back to you as soon as possible