Meet the employee benefits co-operative that refunds unused premiums back to its members.Request A Quote
As a large co-operative representing 30,000+ Canadians, we band our members together to negotiate with Canada's big carriers and purchase health insurance at super competitive rates.Learn About Us
As a large co-operative representing 30,000+ Canadians, we band our members to negotiate with Canada's big carriers and purchase health insurance at super competitive ratesLearn About Us
If your claims + fees are lower than your premiums, that money belongs to you, not your insurance company. If by chance your claims are higher than your premiums, the deficit is covered and forgiven by the co-operative.See How Refunds Work
As a member of the co-operative, you get free perks and access to services at heavily discounted rates thanks to our large buying power.
Beneplan designs, administers and negotiates health insurance plans on behalf of its members that are made up of products that other insurance carriers provide. You can think of us as the "Costco" of group benefits - our members can buy comprehensive group benefits at wholesale rates.
Yes. Beneplan will match the same benefits your employees currently enjoy and can grandfather pooled benefits such as Life and Long Term Disability so no one loses any coverage. We work hard to ensure migration to our plan minimizes disruption and learning curve to the employer team.
There is no catch! At our core, we are a health benefits co-operative that believe that unused premiums belong to the client and not the insurance company.
To learn more about how our refund model works click here.
No. We do not charge any membership fees or dues to our members.
Our advisors are integral to our success as one of Canada's fastest growing benefits providers. We support and empower like no other.
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