In keeping with our commitment to transparency, Beneplan is pleased to announce the release of our 2025 annual report.

A total of $2.54 million in dividends is payable to ourmember-owners, based on benefit plan surpluses generated in the 2025 calendar year. These are funds typically retained by insurance carriers, but through Beneplan’s model are returned directly to members. To date, more than $36.16 million in cumulative dividends has been distributed.

The report highlights this achievement, outlines future implications, and examines key trends in the Canadian health benefits sector. Beneplan continues to work with external advisors to grow membership, while navigating an increasingly competitive market where some providers offer unsustainably low introductory rates followed by significant renewal increases.

Current members can find their 2025 dividend details in there port appendix using their company’s policy number. Non-members are encouraged to contact their advisor or broker to learn more about joining. Download the full report for complete details here.